Bank of north dakota consolidating student loans

Smart Money Tip When the borrower application is completed (cosigner application if needed) and credit is approved, BND will contact your school asking them to certify your loan request.On a school certification, the school will verify that you are enrolled in classes, the loan amount you will need and what dates to send the loan funds to them.Smart Money Tip Follow the instructions on your award letter to take advantage of the funding options you have been offered.If you need additional funds after using federal student loan programs, grants, scholarships and savings, a DEAL Student Loan can help you fill the gap.Your loan funds will automatically be sent to your school as soon as the required waiting period has passed.

*The APR calculation assumes a loan of ,000, two disbursements 120 days apart, a fixed interest rate of 4.74% or a variable interest rate of 3.93%, a loan fee BND pays for you and a 10-year repayment term.The APR calculation also assumes that no payments are made by the consumer until 4.5 years (estimated in-school/grace period) after the first disbursement is made.Interest that accrues during in-school and grace periods (if not paid) is added to the balance when the loan enters repayment.Consider signing up for monthly or quarterly automatic payments while you are in college.Even if the payments are small, this can reduce the total amount you will need to pay over the life of the loan.

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